Financial Planning

Financial Planning - demystified

Our whole financial planning process is very focused on your goals, concerns and future plans.

We work hard with you to figure out what you want your lifestyle to look like – whether that is starting a business, having kids, buying a house or travelling the world – and then we create a plan to make that happen.

Our real focus and a major strength is understanding your needs and concerns. Not what we think you need to hear about, but what you are actually concerned about!

We’ll help you create, grow and protect your wealth which in turn can help you achieve your goals by going through these five key areas:

Understand your 'Freedom Gap'

To establish where you are financially at this stage of your life, we will create for you a one page plan for your future – how much money you will need, an estimate of how much money you’ll have and help you figure out what money you’ll need in the future to make sure you have the best possible financial lifestyle in the future!

Reduce Debt or make it Tax Deductible

You need a plan to reduce your debt over time and debt optimisation helps you to reduce your non-tax deductible debt, and to turn whatever debt you do have into tax deductible debt where possible.

Get your superannuation working hard

Your Superannuation account of SMSF is the key to your wealth creation. With an SMSF you can borrow to purchase property investments using recent tax law changes.

Protect your family lifestyle if anything goes wrong

Ensures you and your family can continue to live the lifestyle you are used to or want to after a major illness, accident, disablement or death.

Keep your family wealth in your 'bloodline'

Ensure that your assets are kept in your family “bloodline” rather than possibly having one of your children lose their inheritance from a failed relationship.

Getting your Wills and Power of Attorney up to date and is one of the best things you can do to protect your family’s hard earned wealth.

General advice disclaimer

The advice provided is general advice only as, in preparing it we did not take into account your investment objectives, financial situation or particular needs. Before making an investment decision on the basis of this advice, you should consider how appropriate the advice is to your particular investment needs, and objectives. You should also consider the relevant Product Disclosure Statement before making any decision relating to a financial product.

Only financial planning advice provided by Ceebeks Financial Solutions is associated with MyPlanner Professional Services.

Chris Beks is a director of Ceebeks Financial Solutions and an Authorised Representative of MyPlanner Professional Services Pty Ltd, ABN 51 159 969 830; AFSL 425542 and is authorised to provide personal financial advice.

03 5561 2643

Financial Planning