For all of you Chasers who’ve clocked in at preservation age and stashed some cash away in super, understanding these minimum pension things is pretty important.

Think of it like this: once you hit that preservation age, you can tap into your super as a regular income stream, sort of like a rainy-day fund for your golden years.

But to make sure that rainy day fund lasts longer than Collingwood’s last premiership, the government throws down some rules about how much you have to take out each year.