What is a Self-Managed Superannuation Fund?
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Superannuation – compare the pair, Retail Funds V’s Industry Funds have been all over the media but what about the Self-Managed Superannuation Fund (SMSF)? What are they, what can they…
Is an SMSF right for you?
If you’re thinking of setting up a self-managed super fund (SMSF), there are lots of things you need to consider first. That’s why it’s important to understand exactly what’s involved…
What is Key Person Insurance?
If the main person in your business was unable to continue in their role could your business continue to run smoothly or even survive? All businesses should consider the use of…
Do you really need TPD Insurance AND Income Protection Insurance?
One of the common questions I get asked is, ‘Why do I need Total and Permanent Disablement (TPD) insurance when I have income protection, or vice versa’. After all there…
What is Buy/Sell Insurance?
There are over two million small businesses in Australia, employing over three million people and very few of these have documented buy/sell agreements that provide clearly defined and fair ownership…
What is Lender’s Mortgage Insurance?
Lender’s Mortgage Insurance (LMI) is an insurance policy that protects the lender from financial loss in the event that the borrower can’t afford to keep up their home loan repayments.…
How to Keep Your Customers Satisfied and Coming Back
So you want to keep sales humming along and keep a marketing presence? Setting up processes or systems for maintain a high level of customer service and getting it right…
How to improve your business’ cashflow
Cash flow is the life blood of a business and is the measure of money flowing in and out of your business at any given time. Some simple steps can…
Are you prepared for life’s unexpected twists and turns?
It’s impossible to know what’s on the horizon, but with the right personal insurance, at least you can be financially prepared against life’s curve balls. So how do you know…
How to ask for a pay rise
Time to ask for a pay rise? The gender wage gap is putting many women on the back foot financially – but a successful salary negotiation can make a significant difference.…