The Chasers Channel

TCC4 - Can I transfer Residential Property to my SMSF?



Often superannuation can be a great structure for people to hold their property in and is generally the reason why a Self Managed Superannuation Fund, or SMSF as they are known, is usually chosen.

Retail and Industry Funds, you know those ‘compare the pair’ funds that you see on TV, don’t allow members to hold property.

Superannuation is usually a lower tax environment and can offer protection against bankruptcy so it makes sense to have your SMSF hold property.

Now, sometimes, you may feel that a property that you own in your own name would be better off in your SMSF, particularly as your property has no mortgage or debt and your SMSF is cashed up!

In that case, can you move the property into your SMSF?

What you’ll learn: 

  • (1:34) You should also consider the relevant product disclosure statement before making any decision
  • (1:54) Owning Property Through Superannuation: Exploring the Benefits of SMSFs
  • (2:20) Exploring the Benefits of SMSFs and Understanding the Limitations
  • (2:38) Transferring Property to an SMSF: Key Considerations Before Taking the Leap
  • (3:00) Exploring the Benefits of SMSFs, Understanding Limitations, and Key Considerations for Transferring Assets
  •  (3:33) Chris talks about Business Real Property, defined by the ATO
  • (4:06) SMSFs are prohibited from acquiring any assets from related parties
  • (4:49) There are three main ways that residential property can be business real property.
  • (5:44) Beware the tax man! Transferring an eligible property to an SMSF
  • (6:14) Some states – Victoria, NSW and Western Australia – offer concessions on transferring property
  • Loads more…

Links and Resources:

#TransferPropertyToSMSF #SMSFPropertyInvestment #BusinessRealPropertyATO #RelatedPartyTransactionsSMSF #SMSFPropertyTax #TaxBenefitTransferPropertySMSF #SMSFHoldingPropertyLimitations