On the 14th Day of Christmas …

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Hello Chasers,

With 11 days to go before the big day, here are 12 money tips to help you enjoy the holiday season without breaking the bank.

  1. Have a pre-Christmas Clean-up

There’s still time to bag some extra cash to boost your festive finances. Spend a few hours clearing out anything you no longer need around the house, like clothes, books, jewellery, furniture, music, or sporting equipment. You could sell these items online, hold a garage sale, or find a local buy-swap-sell.

They say that one person’s trash is another’s treasure so, as well as pocketing a few extra dollars, you might just end up making someone else’s Christmas extra special.

  1. Make a list and check it twice

Make lists of the things you need to buy and the food you need to prepare for the festive season. Having lists will help you plan your spending and keep you on track.

Presents – Make a list of who you’re buying for, what you want to get them, and how much money you’re prepared to spend on each person.

Entertainment supplies – List the food and drinks you’ll need, and how much you can spend. Buy in advance where possible to take advantage of specials, especially if items can be frozen or have a long shelf life.

Travel plans – Whether you’re flying or driving, there are ways to save on holiday travel costs. List all your costs like flights, accommodation, travel insurance, airport transfers and petrol. Shop around for deals as early as you can, to avoid paying a premium for last-minute bookings or peak season increases. If you’re going on a driving holiday, work out which day is the cheapest to fill up on petrol, and do it the week before Christmas.

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